Mental Health Insurance Parity Law

May 23, 2014

May is Mental Health Month and so I am sharing with you some information from the American Psychological Association (APA) about the new Mental Health Insurance Parity Law.

"The Mental Health Parity law increases access to mental health services. It requires mental and behavioral health coverage to be equal or better than coverage for physical health, with no annual limits or higher co-pays or deductibles for treatment of mental health or substance-use disorders. The law applies to most employer-provided health plans and to individual plans purchased through the new state and federal health insurance exchanges."

Many people still do not know that the mental health parity law exists or if it will make their mental health coverage/needs much more accessible.  The video helps to explain the new law and the links will help answer your questions and hopefully feel more confident about getting more coverage.  The law does not affect everybody unfortunately, and there are some loopholes, which the links explain, but it is a big step in the right direction.

Resources on the Mental Health Parity Law

Mental Health Parity Frequently Asked Questions

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